Aaron Javier Insurance
National Producer Number: 16395275
Dedicated to ensuring that families have access to the best insurance quotes available. We understand that finding the right insurance plan can be a daunting task, especially with so many providers offering various packages.
That’s why we take the time to compare these providers and their offerings, so that families can make informed decisions about their insurance needs.
Final Expense
Mortgage Protection
Indexed Universal Life (IUL)
Fixed Indexed Annuities
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid.
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
The more you know.
Premium Never Increases
No Medical Exam To Qualify
Coverage Never Decreases
No Money Due Upfront
Tax-Free Benefit
No Agent Visit
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Term Life is exactly as it sounds, it is life insurance for a designated term, typically 10-30 years. While, Whole Life is insurance that will last the entirety of your life, your whole life.
All policies are underwritten based on the needs of the individual and family. There are numerous factors that help to determine the premiums, for example, your gender, age, location, health, coverage amount, all play a part in determining the cost.
Riders are like an add-on. These are additional benefits that you can add to customize your policy. The most common include guaranteed insurability, accidental death, waiver of premium, family income benefit, accelerated death benefit, child term, long-term care, and return of premium riders.
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